Oceania Insignia Cruise Ship Review

Oceania Insignia cruise ship on open water taken from the front and down low

We’ve just taken a cruise that we weren’t sure if we’d enjoy – and at our advanced ages it was for an unusual reason. For years we’ve wanted to incorporate a cruise into our regular visits to New York, and this cruise, combined with Michael’s love of photography during the autumn foliage seasons, seemed to fit the bill.
We loved the look of the port heavy itinerary, with six ports in Canada and four in the USA, ending in New York. And the time of year was perfect for us.
But we also knew that Oceania tends to have an older set of passengers, and while we aren’t spring chickens ourselves, we wondered if we would feel too young.

Avoid these cruise booking mistakes

Oceania Insignia cruise ship on open water taken from the front and down low

Are you considering booking a cruise but feeling overwhelmed by the options available? You’re not alone! In this guide, we’ll explore some of the best cruise lines for your next adventure and discuss how to avoid common booking mistakes. Choosing the Right Cruise Line If you’ve read my previous post on Unlocking the Secrets to Your Dream Cruise Vacation you might recall my brief overview of different cruise lines. Today, we’ll delve deeper, focusing specifically on ocean cruise lines catering to diverse travel styles, budgets, and preferences. Within the English-speaking market, I’ve identified 23 cruise lines! Yes, 23! And there’s probably more I don’t know about. These cruise lines fall into three main categories: These percentages are the number of cruise lines in each category. However, if we looked at it by the number of ships, total passenger capacity, or gross tonnage, mass-market lines would dominate due to their massive ships, like Royal Caribbean’s Icon of the Seas. Generally, the higher you go on the luxury scale, the smaller the ships get. And more often than not, the higher the fare, the better the inclusions! So, don’t overlook luxury brands! By the time you add in the costs of meals, drinks, entertainment, wi-fi, and shore excursions, the differences may not be that significant—especially if you fancy a premium cabin or a ship-within-a-ship experience on a mass-market vessel! Mass-market ships are usually geared towards vibrant late-night entertainment, kids’ clubs, and activities for multi-generational families. They typically offer more restaurants, bars, and entertainment venues, along with fun activities like water slides, go-karts, and laser tag! But just because these ships are vibrant doesn’t mean you have to be a kid or a party animal to enjoy them! There’s something for everyone on these ships. That’s why they’re often the larger vessels sailing the oceans—well, they need to be to accommodate all that fun onboard! Premium cruise lines also boast multiple dining options, bars, entertainment, and some activities, but they tend to have a more subdued atmosphere. Think singers and musicians rather than big Broadway-style productions. Evening venues close earlier, too, creating a more relaxed vibe. Luxury lines, on the other hand, have the smallest ships, meaning fewer restaurants and activities. Activities may include classic shuffleboard and table tennis, and you might find they attract an older demographic, leading to a quieter atmosphere. But don’t be fooled—this doesn’t mean younger travellers should shy away! A big bonus is that smaller ships can access more ports without the need for tendering, and a greater variety of ports, unlike larger vessels. For me, the choice between these lines often hinges on whether you’re keen on exploring ports or soaking up relaxation. Port-heavy itineraries can be tiring but rewarding, with walking tours and sightseeing galore. Alternatively, if you’re yearning for a chill getaway, consider a cruise with more sea days or one where you stay on the ship while in port. When everyone else is in port you can enjoy the peace of a quieter ship! Michael and I are heading to North America later this year, and we’ve planned two cruises. We’ve selected a higher end premium line in a smaller ship for our Canada and New England trip, focusing on the ports. For our Bermuda cruise, however, we chose a mass-market ship because it’s heavy on the sea days, and we want to experience the amazing variety of onboard activities. We’re particularly hoping that Michael will be allowed to drive the go-karts, since his vision impairment means he doesn’t drive in real life, and he loves driving! And if you’re a beach lover, many mass-market and some premium lines have their own islands in the Caribbean where you can spend a blissful day during your cruise! And the bonus? Most meals, drinks, and Wi-Fi are included if you have a package—just like on the ship! So think about who’s coming along, what everyone loves, and whether you’re all about exploring ports or just unwinding on the ship! Consider your needs—are you more inclined to explore ports or unwind on the ship? Knowing this will help determine the best cruise line for you. For instance, if you’re looking for a peaceful retreat, a more relaxed cruise might be ideal. However, if you’re keen on sightseeing, opt for a port-heavy itinerary. Avoiding Common Booking Mistakes Now, let’s discuss some pitfalls to avoid when booking your cruise! Overlooking travel insurance Planning a holiday is exciting and fun, and let’s be real: no one wants to think about negative scenarios. However, it’s crucial to prepare for contingencies! Overlooking travel insurance can be one of the biggest mistakes you’ll make. In 2013, Michael had a major retinal detachment while we were in New York. Michael is nearly blind in one eye, and his so-called good eye is extremely short-sighted, with about 5% vision. The detachment occurred in that good eye! Had it not been fixed he would have been completely blind. Luckily, we were in New York—home to one of the best retinal surgeons in the world. Even now, over a decade later, Michael’s specialist in Australia still praises the incredible job that surgeon did. But let me tell you, it didn’t come cheap. The hospital alone was going to cost us over $30,000 US dollars, and then there was the doctor’s fees and medication. Thankfully, we had travel insurance, so we ended up paying very little out of pocket. But if we hadn’t? We would’ve needed to find that money, and there was no alternative—Michael had to undergo surgery immediately to save his sight. Now, picture yourself onboard a ship in the middle of the ocean and needing urgent medical care. You might be having a heart attack, a stroke, or have sustained a serious injury. And this can happen to anyone, regardless of age! If you require emergency treatment, not only will you (or your family) need to cover the medical costs, but you may also need to be airlifted off the ship—and trust me, that